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801.999.1105

Second-To-Die Policy in Payson UT & West Jordan UT

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Behling Insurance Agency, Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Behling Insurance Agency, Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Behling Insurance Agency, Inc. to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Locations

Behling Insurance Agency, Inc.

861 S 500 W
Payson, UT 84651
Main office: 801-999-1105

Juab Office

45 E 600 N
Nephi, UT 84648
Main office: 435-623-2425

Springville Office

14 N Main St
Springville, UT 84663
Main office: 801-489-5625

West Jordan Office

8817 S Redwood Rd, Ste B1
West Jordan, UT 84088
Main office: 801-590-3478

Our Providers

Richard has provided applicable insurance products for me and my family for many years. I value his business relationship primarily because of my confidence in his complete honest and integrity.
Eric
Richard is the kind of man you can talk business with straightforward with no nonsense. He's eager to do what's right for any given situation and willing and able to tell you without mixing words how to go about it. You can trust Richard with any busy need you have. He'll get it done for you, and done right.
Eric R.
Richard has been the treasuer of a group that we both belong to, he has done an outstanding job and is always very well prepared. I have had some time with Richard socially and he is a great guy to know. I would never hesitate to do business with Richard.
Harry
Richard is one of the most honest, hardworking individuals that I know. If you are looking for a insurance agent that is going to treat you right, cover you and your family with the right insurance, and make sure the price is right, then he is your man.
Jason
An Agent that will go the extra mile. That is hard to find.
Joseph