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Annuities in Payson UT & West Jordan UT

Keep Your Financial Resources Protected.

Behling Insurance Agency, Inc. understands the value of saving for and investing in your future. If you’re like many Americans, you work diligently each day and take the right steps to ensure that you’ll be supported with a comfortable income after you retire. That’s why it’s smart to have the right coverage options under your retirement plan because in some cases, you can actually outlive your income.

The last thing you’ll want to experience as a retiree is a loss of your financial resources. With an Annuity from Behling Insurance Agency, Inc., you can ensure that your finances are covered – for a healthy and happy retirement. Annuities are essentially investments that guarantee a steady income stream. Based on your plan, you can receive money either on a set schedule or in a lump sum.

Types of Annuities

Behling Insurance Agency, Inc. can offer two types of Annuities: Deferred and Immediate Annuities.

Deferred Annuities are investments that you make either over a period of time or all at once. Since these Annuities are tax-deferred, you only have to start paying taxes upon withdrawal. Deferred Annuities are either fixed or variable, meaning your payout is either a fixed sum or an amount in accordance to the performance of the market/group of investments.

Immediate Annuities are payments that you can receive right after you make your investment. This type of Annuity is typically for those around the retirement age who want to secure their financial future. Like Deferred Annuities, you only pay taxes upon withdrawal.

Understand Your Investments

An annuity is a long-term, tax-deferred investment designed for retirement. With an annuity, you can create a fixed or variable stream of income. The annuity’s value and growth will vary based on how the investments you choose to fund the annuity (underlying investments) perform.

Just like other types of investments, an annuity has limitations. If you take your money out early, you may have to pay fees called surrender charges. You’ll have to pay income tax on the withdrawal, and if you’re not yet 59½ years old, you may also have to pay a 10% tax penalty. If you do take an early withdrawal, it will reduce both the death benefit your beneficiaries receive and the cash value of the annuity.

An annuity is sold by an insurance company, and the annuity’s guarantees and protections are subject to that company’s ability to pay for them. However, this doesn’t apply to the underlying investments. The underlying investments are subject to market risk, so you could end up with less money than you invested.

An annuity is sold by prospectus, a document that describes the annuity’s objectives, risks, fees and charges. The cost of an annuity often includes mortality and expense charges, administrative fees, contract fees and the expense of the underlying investments. There are prospectuses for the annuity and the underlying investments that fund the annuity. It may take some time, but you should read the prospectuses carefully before investing.

It’s important to discuss your options with a specialist at Behling Insurance Agency, Inc. who is committed to helping you make the right decisions.

Before investing, understand that annuities are not insured by the FDIC, NCUSIF or any other federal government agency, and are not deposits or obligations of, guaranteed by, or insured by the depository institution where offered or any of affiliates. Annuities that involve investment risk may lose value. Guarantees and protections are subject to the claims paying ability of the issuing insurance company.

Our Locations

Behling Insurance Agency, Inc.

861 S 500 W
Payson, UT 84651
Main office: 801-999-1105

Juab Office

45 E 600 N
Nephi, UT 84648
Main office: 435-623-2425

Springville Office

14 N Main St
Springville, UT 84663
Main office: 801-489-5625

West Jordan Office

8817 S Redwood Rd, Ste B1
West Jordan, UT 84088
Main office: 801-590-3478

Our Providers

First, Lois is amazing! that she deserves a raise! She got on the phone and sorted out the details then fixed it. She has gone the extra 10 miles for me to resolve any issues that we had. When she called me back we conference called with the bank and we are all on the same page. Thanks lois! I have never been so frustrated with a mortgage broker like I have been with mountain America credit union. These guys aren't winning any awards with me due to the lack of inconsistency in the insurance requirements for my mortgage. It's safe to say after close to 2 years they still dont have a clue, I will never get another mortgage with mountain America credit union ever again, I will never leave behling insurance as long as people like Lois work there she is great.
Bradley
They are the type of family business that gives back to their community. Kiwanis club etc. I appreciate and support any business that is willing to help children with scholarships and eduction. Thank you.
Mia
I have known the Behling family and their Insurance business for many years and the Behling's and the business is honest and reliable above any other.
Janey
We recently switched insurance and Behling Insurance made that switch seamless. Our new insurance agent Lois has been great to work with and got us the right coverage, which we didn't have before. She also answered any questions we had and our rates didn't go up either. Thanks for being awesome!
Scott
Richard has provided applicable insurance products for me and my family for many years. I value his business relationship primarily because of my confidence in his complete honest and integrity.
Eric
Richard is the kind of man you can talk business with straightforward with no nonsense. He's eager to do what's right for any given situation and willing and able to tell you without mixing words how to go about it. You can trust Richard with any busy need you have. He'll get it done for you, and done right.
Eric R.
Richard has been the treasuer of a group that we both belong to, he has done an outstanding job and is always very well prepared. I have had some time with Richard socially and he is a great guy to know. I would never hesitate to do business with Richard.
Harry
Richard is one of the most honest, hardworking individuals that I know. If you are looking for a insurance agent that is going to treat you right, cover you and your family with the right insurance, and make sure the price is right, then he is your man.
Jason
An Agent that will go the extra mile. That is hard to find.
Joseph