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Individual Life Insurance in Payson UT & West Jordan UT

Reassurance for you and your Loved Ones.

Behling Insurance Agency, Inc. provides life insurance to individuals in Payson, West Jordan, Herriman, Pleasant Grove, Spanish Fork, Riverton, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Behling Insurance Agency, Inc., we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Behling Insurance Agency, Inc. offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Behling Insurance Agency, Inc. is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Behling Insurance Agency, Inc. will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Locations

Behling Insurance Agency, Inc.

861 S 500 W
Payson, UT 84651
Main office: 801-999-1105

Juab Office

45 E 600 N
Nephi, UT 84648
Main office: 435-623-2425

Springville Office

14 N Main St
Springville, UT 84663
Main office: 801-489-5625

West Jordan Office

8817 S Redwood Rd, Ste B1
West Jordan, UT 84088
Main office: 801-590-3478

Our Providers

Richard has provided applicable insurance products for me and my family for many years. I value his business relationship primarily because of my confidence in his complete honest and integrity.
Eric
Richard is the kind of man you can talk business with straightforward with no nonsense. He's eager to do what's right for any given situation and willing and able to tell you without mixing words how to go about it. You can trust Richard with any busy need you have. He'll get it done for you, and done right.
Eric R.
Richard has been the treasuer of a group that we both belong to, he has done an outstanding job and is always very well prepared. I have had some time with Richard socially and he is a great guy to know. I would never hesitate to do business with Richard.
Harry
Richard is one of the most honest, hardworking individuals that I know. If you are looking for a insurance agent that is going to treat you right, cover you and your family with the right insurance, and make sure the price is right, then he is your man.
Jason
An Agent that will go the extra mile. That is hard to find.
Joseph